Showing 161 - 170 of 246,147
In this paper, we exploit a natural experiment in which thrifts in several states witnessed an exogenous reduction in supervisory attention to assess the effect of supervision on financial institutions' willingness to take risk. We show that the affected institutions took on much more risk than...
Persistent link: https://www.econbiz.de/10011710132
This paper analyzes the effect of bank recapitalizations on lending, funding and asset quality of European banks …
Persistent link: https://www.econbiz.de/10011975004
We measure the impact of bank capital requirements on corporate borrowing and investment using loanE level data. The …
Persistent link: https://www.econbiz.de/10011978165
Bank deregulation in the form of the repeal of the Glass-Steagall Act facilitated the entry of non-bank lenders into … conventional view that regulatory arbitrage caused the rise of non-bank lenders. …
Persistent link: https://www.econbiz.de/10014533282
We show that internal funds play a particular role in the regulation of bank capital, which has not received much … attention, yet. A bank's decision on loan supply and capital structure determines its immediate bankruptcy risk as well as the … future availability of internal funds. These internal funds in turn determine a bank's future costs of external finance and …
Persistent link: https://www.econbiz.de/10012848387
This paper addresses the desirability of competition in banking industry. In a model where banks compete on both deposit and loan markets and where banks can use monitoring technology to control entrepreneurs' behavior, we investigate three questions: what are the effects of competition on...
Persistent link: https://www.econbiz.de/10014191429
We study a large-scale quasi-experiment in the Brazilian banking sector characterized by an unexpected and macroeconomically relevant increase in lending by commercial government banks. Using credit registry data, we find that this intervention led to a reduction in lending rates, but it did not...
Persistent link: https://www.econbiz.de/10013468219
What is the impact of a sudden and sizeable increase in bank capital requirements on the lending activity by directly … affected banks and by non-affected non-bank financial institutions (NBFIs)? To answer this question, we apply a difference … activities, in riskier and more competitive borrower segments, but NBFIs do not seem to rely on increased bank funding to finance …
Persistent link: https://www.econbiz.de/10014384399
. However, bank customers will only turn to the new business model of web-based financial intermediation if the economic …
Persistent link: https://www.econbiz.de/10010532619
This study investigates spillover effects of banks' liquidity risk control on the real economy by using the introduction of the Basel III liquidity regulation as shocks to banks. Since the Basel Committee's endorsement of this regulation in 2010, banks exposed to high liquidity risk have...
Persistent link: https://www.econbiz.de/10012854990