The data that mortgage lending institutions reported for 2009 under the Home Mortgage Disclosure Act of 1975 (HMDA …) reflect the ongoing difficulties in the housing and mortgage markets. This article presents a number of key findings from a … federal government's greatly expanded role in the mortgage market, and examines how the interest rate environment and changes …

The impact of changes in market mortgage interest rates on the average mortgage interest rate for all owner …-occupied homes depends on the rate of new mortgage originations. The combination of low interest rates and robust mortgage … could reduce mortgage defaults during the current housing crisis …

This paper examines how the U.S. monetary policy surprises impact the mortgage rates in the nation and across five … (the target factor) have a significantly positive impact on the 1-year adjustable-rate mortgage (ARM) rate within the week … rate and the 30-year fixed mortgage rates in the first week after the announcement. Furthermore, the responses of mortgage …

Triggerd by evidence that the mortgage interest margins have risen since 2009, an econometric analysis is conducted to … explain the interest rates in the Dutch mortgage market at the bank level over 2004-2010.Controlling for the influence of … competition in the Dutch mortgage market (measured by C3 or HHI) affected the level of the mortgage interest rates. An increase in …

Past research argues that changes in adjustable-rate mortgage (ARM) payments may lead households to cut back on … constrained. Although the demographic and financial characteristics of ARM and fixed-rate mortgage (FRM) borrowers are quite …

Past research argues that changes in adjustable-rate mortgage (ARM) payments may lead households to cut back on … demographic and financial characteristics of ARM and fixed-rate mortgage (FRM) borrowers are somewhat similar, ARM borrowers …

Fixed-rate mortgages (FRMs) dominate the U.S. mortgage market, with important consequences for monetary policy …

limited, as it accounts for only 10% of the difference in mortgage rates between loans with 75% and 95% loan to value ratio …