Kuwahara, Satoshi; Yoshino, Naoyuki; Sagara, Megumi; … - 2015
bank-dominated financial systems in Asia, banks are the main source of financing for SMEs. For financial institutions, it …, allowing lending institutions to recognize healthy SMEs. It is crucial for governments to collect SME data and prepare rich … this paper we define and describe in detail the role and characteristics of Japan's CRD in SME development and explain how …