leverage on GDP, credit and the interest rate spread. Increasing capital requirements for banks should therefore have no strong …

As the euro area has a predominantly bank-based financial system, changes in the composition and strength of banks … crisis, in a context of financial market stress and weak bank balance sheets, unconventional monetary policy measures have … non-standard measures were successful in stimulating lending and which bank business models were more strongly affected …

rate on bank lending in Nigeria. The study made use of ex-post facto research design. The data collected from the Central … Bank of Nigeria Statistical Bulletin in the period 1981-2018 were subjected to Autoregressive Distributed Lag (ARDL) method … of regression analysis. The analysis included the macroeconomic variable growth of bank lending, which is a proxy for …

This study examines the relation of bank loan terms like interest rates, collateral, and lines of credit to borrower … risk defined by the banks’ internal credit rating. The analysis is not restricted to a static view. It also incorporates … discovered as important factors. The results show that riskier borrowers pay higher loan rate premiums and rely more on bank …

to otherwise similar institutions. Moreover, the effect of prestige on upfront fees is particularly strong for new bank …

. Collectively, our results suggest that perceived firm trustworthiness from the stakeholders conveys valuable credit quality … information to bank loan lenders …

We analyze whether the disaggregation quality (DQ) of a borrower's financial statement is associated with its bank loan … pricing. We find that firms with low DQ have high bank loan spreads and total cost of borrowing. These results are more …, low credit rating, and high bond issuing spreads. Overall, our results suggest that DQ conveys valuable credit quality …

Using news-based government economic policy uncertainty (EPU) index of Baker et al. (2016) and bank-level data from 17 … with interest rates on bank gross loans. Specifically, a one standard deviation increase in EPU leads to 21.84 basis points … increase in average interest rates on bank gross loans. We conjecture the economic policy uncertainty boosts banks' loan prices …

. We find that a bank's operational efficiency is priced in bank loan rates and alters interest-setting behavior … capture a bank's operational efficiency, we take a look at the bank customers' perspective and demonstrate the extent to which …

How much of the heterogeneity in bank loan pricing is explained by disparities in banks’ attitude towards risk? The … answer to this question is not simple because there are only very weak proxies for gauging the degree of a bank’s risk … confirm that disparities in market power, banks’ funding costs, and banks’ funding risks are reflected in bank lending rates …