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This paper examines the impact of banking deregulation on growth in the U.S. Many states relaxed restrictions on intra …-state bank branching beginning in the early 1960s, both by allowing bank holding companies to convert subsidiaries into branches … intermediaries to become more efficient. The existing literature suggests that one of the channels through which this worked was bank …
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This study investigates the effects of banking deregulation on county-level economic growth in the U.S. during the 1970 … deregulation on local economic growth. For the regions South, West and Northeast, we find significantly positive long-run direct … effects of intrastate branching deregulation on the expected growth rates of counties in the deregulated state itself, up to …
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assessment of the real effects of U.S. banking deregulation. Motivated by consistency concerns, this study uses spatial … econometric models with common factors to analyze the impact of U.S. banking deregulation on county-level economic growth during … the 1970–2000 period. We estimate the direct effects of banking deregulation, as well as the size, geographic scope and …
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