Narrow search
Showing 101 - 110 of 123,290
Cover Image
Household Saving Behavior and Credit Constraints in the Euro Area
Le Blanc, Julia - 2016
We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …
Persistent link: https://www.econbiz.de/10012988731
Cover Image
Are the Japanese Unique? Evidence from Household Saving and Bequest Behavior
Horioka, Charles Yuji - 2016
Japan's household saving rate showed great volatility, was often low and even negative, and was high only during the 25-year … trends over time in, Japan's household saving rate via various socioeconomic and policy variables. This seems to suggest that …
Persistent link: https://www.econbiz.de/10012990042
Cover Image
Life-Cycle Consumption and Children
Jørgensen, Thomas - 2014
register data. Results suggest that children does not affect household consumption in the same magnitude previously assumed …
Persistent link: https://www.econbiz.de/10013045082
Cover Image
Household Demand for Private Long Term Care Insurance : An Exploratory Note
Chatterjee, Swarn - 2018
This study uses the most recent wave of the Health and Retirement Study (HRS) to examine participation of aging households in the long-term care insurance market. Results suggest that households who perceived a need to move to a nursing home within the next five years and households with higher...
Persistent link: https://www.econbiz.de/10012932807
Cover Image
Borrowing Decisions of Households : An Examination of the Information Search Process
Fan, Lu - 2018
addressing the association between financial literacy, information search behavior, and household financial capability within the …
Persistent link: https://www.econbiz.de/10012933431
Cover Image
The Credit Behavior of Households - A Behavioral Approach
Chávez-Juárez, Florian - 2015
The access to credit is generally seen as an important ingredient for development. However, over the last years reports on families contracting excessive debt and falling into credit traps have also increased. In this paper I develop a model of family credit behavior based on insights from...
Persistent link: https://www.econbiz.de/10013033523
Cover Image
Strength in Differences : How Racial Integration Shapes Household Financial Decision-Making
Murren Vosse, Melina - 2021
Using proprietary geocoded data from the Panel Study of Income Dynamics, I examine whether local racial integration influences financial decision-making. I find that individuals residing in racially integrated communities are more likely to invest in public equity markets after accounting for...
Persistent link: https://www.econbiz.de/10013211395
Cover Image
Peer effects and debt accumulation : evidence from lottery winnings
Gulbrandsen, Magnus A. H. - 2021
to the winner, (2) residing in single-household dwellings, (3) with a longer tenure, and (4) with a household structure …
Persistent link: https://www.econbiz.de/10012664727
Cover Image
Does Financial Sophistication Matter in Retirement Preparedness of U.S. Households? Evidence from the 2010 Survey of Consumer Finances
Kim, Kyoung Tae - 2013
We extend previous studies of retirement adequacy by testing the effect of financial sophistication on projected retirement adequacy. In an analysis of the 2010 Survey of Consumer Finances (SCF) dataset, we found that only 42% of households are adequately prepared for retirement compared to 58%...
Persistent link: https://www.econbiz.de/10013079307
Cover Image
The role of labor-income risk in household risk-taking?
Hubar, Sylwia; Koulovatianos, Christos; Li, Jian - 2020
In fifteen European countries, China, and the US, stocks and business equity as a share of total household assets are …
Persistent link: https://www.econbiz.de/10012251025