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Bankruptcy : Past Puzzles, Recent Reforms, and the Mortgage Crisis
White, Michelle J. - 2010
This paper discusses four bankruptcy-related policy issues. First, what is the economic rationale for having a bankruptcy procedure at all and what defines an economically efficient bankruptcy procedure? Second, why did the number of U.S. bankruptcy filings increase so dramatically between 1980...
Persistent link: https://www.econbiz.de/10013151166
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The impact of bankruptcy reform on insolvency choice and consumer credit
Allen, Jason; Basiri, Kiana - 2016
We examine the impact of the 2009 amendments to the Canadian Bankruptcy and Insolvency Act on insolvency decisions …
Persistent link: https://www.econbiz.de/10011477142
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Complaints Handling by the Regulators of Insolvency Practitioners : A Comparative Study
Seneviratne, Mary; Walters, Adrian - 2012
comparators, many of the insolvency regulators focus principally on the regulation and disciplining of insolvency practitioners …This paper is a follow up study commissioned by the UK Insolvency Practices Council which builds on our earlier study … of complaints handling and disciplinary systems in the UK insolvency practitioner profession: see http …
Persistent link: https://www.econbiz.de/10014212390
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Labor Market Upheaval, Default Regulations, and Consumer Debt
Athreya, Kartik B. - 2014
In 2005, reforms made formal personal bankruptcy much more costly. Shortly after, the US began to experience its most severe recession in seventy years, and while personal bankruptcy rates rose, they rose only modestly given the severity of the rise in unemployment. By contrast, informal default...
Persistent link: https://www.econbiz.de/10013059435
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Regulating Excessive Credit
Faust, Abigail - 2022
overcomes the autonomy and effectiveness concerns attached to traditional consumer finance regulation, but may also enhance the …
Persistent link: https://www.econbiz.de/10014256397
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Financial Crisis in Spain and Consumer Protection in the Absence of Special Rules for Consumer Insolvency
Arias Varona, F. Javier - 2015
Spanish Insolvency Law dates back to 2003, but Spain is one of very few European countries lacking specific legislation … on consumer insolvency, even though the latest amendment to this law envisaged regulations on consumer insolvency in the …. This explains the need for a special approach to the issue of consumer insolvency, recently more geared towards specific …
Persistent link: https://www.econbiz.de/10013027570
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Subprime Foreclosures and the 2005 Bankruptcy Reform
Morgan, Donald P. - 2013
This article presents arguments and evidence suggesting that the bankruptcy abuse reform (BAR) of 2005 may have been one contributor to the destabilizing surge in subprime foreclosures. Before BAR took effect, overly indebted borrowers could file bankruptcy to free up income to pay their...
Persistent link: https://www.econbiz.de/10013076286
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Subprime Foreclosures and the 2005 Bankruptcy Reform
Morgan, Donald P. - 2013
This article presents arguments and evidence suggesting that the bankruptcy abuse reform (BAR) of 2005 may have been one contributor to the destabilizing surge in subprime foreclosures. Before BAR took effect, overly indebted borrowers could file bankruptcy to free up income to pay their...
Persistent link: https://www.econbiz.de/10013093861
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Bankruptcy and Failure of Lehman Brothers : A Study on Modus Operandi, Prevention Technique and a Way Forward
Joshi, Urja - 2023
industry lacked adequate resolution methods to deal with such a disaster. It caused mayhem throughout the world as a result of …'s demise. Stock markets around the world and in each country and institutional investors, and employees of the Firm and its …
Persistent link: https://www.econbiz.de/10014254713