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Bankruptcy : Past Puzzles, Recent Reforms, and the Mortgage Crisis
White, Michelle J. - 2010
This paper discusses four bankruptcy-related policy issues. First, what is the economic rationale for having a bankruptcy procedure at all and what defines an economically efficient bankruptcy procedure? Second, why did the number of U.S. bankruptcy filings increase so dramatically between 1980...
Persistent link: https://www.econbiz.de/10013151166
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Complaints Handling by the Regulators of Insolvency Practitioners : A Comparative Study
Seneviratne, Mary; Walters, Adrian - 2012
comparators, many of the insolvency regulators focus principally on the regulation and disciplining of insolvency practitioners …This paper is a follow up study commissioned by the UK Insolvency Practices Council which builds on our earlier study … of complaints handling and disciplinary systems in the UK insolvency practitioner profession: see http …
Persistent link: https://www.econbiz.de/10014212390
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The impact of bankruptcy reform on insolvency choice and consumer credit
Allen, Jason; Basiri, Kiana - 2016
We examine the impact of the 2009 amendments to the Canadian Bankruptcy and Insolvency Act on insolvency decisions …
Persistent link: https://www.econbiz.de/10011477142
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Health and Financial Fragility : Evidence from Car Crashes and Consumer Bankruptcy
Morrison, Edward R. - 2013
This paper assesses the importance of adverse health shocks as triggers of bankruptcy filings. We view car crashes as a proxy for health shocks and draw on a large sample of police crash reports linked to hospital admission records and bankruptcy case files. We report two findings: (i) there is...
Persistent link: https://www.econbiz.de/10013073079
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Subprime Foreclosures and the 2005 Bankruptcy Reform
Morgan, Donald P. - 2013
This article presents arguments and evidence suggesting that the bankruptcy abuse reform (BAR) of 2005 may have been one contributor to the destabilizing surge in subprime foreclosures. Before BAR took effect, overly indebted borrowers could file bankruptcy to free up income to pay their...
Persistent link: https://www.econbiz.de/10013076286
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The Impact of the 2005 Bankruptcy Law on Subprime Mortgage Performance
Guo, Jie Qun - 2019
This paper, for the first time investigates the effects of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 on subprime mortgage performance. Based on a large mortgage dataset, the study quantifies that the new legislation successfully reduces the number of subprime mortgage...
Persistent link: https://www.econbiz.de/10012906094
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Financial Crisis in Spain and Consumer Protection in the Absence of Special Rules for Consumer Insolvency
Arias Varona, F. Javier - 2015
Spanish Insolvency Law dates back to 2003, but Spain is one of very few European countries lacking specific legislation … on consumer insolvency, even though the latest amendment to this law envisaged regulations on consumer insolvency in the …. This explains the need for a special approach to the issue of consumer insolvency, recently more geared towards specific …
Persistent link: https://www.econbiz.de/10013027570
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Subprime Foreclosures and the 2005 Bankruptcy Reform
Morgan, Donald P. - 2013
This article presents arguments and evidence suggesting that the bankruptcy abuse reform (BAR) of 2005 may have been one contributor to the destabilizing surge in subprime foreclosures. Before BAR took effect, overly indebted borrowers could file bankruptcy to free up income to pay their...
Persistent link: https://www.econbiz.de/10013093861
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FMStG - Finanzmarktstabilisierungsgesetz : Kommentar ; [FMStFG, FMS-BeschlG, FMStFV (Dok.), FMStErgG (Dok.)]
Becker, Florian; Mock, Sebastian - 2009
Persistent link: https://www.econbiz.de/10003785477