Adding the Voluntary Insurance, a new product in On-the-Go banking services, can be impetus meeting the 21st Century challenges. This new and increasing values are what will keep banks or firms be growing, which can facilitate economy booming in many countries such as Bangladesh. If there is no...

This paper provides estimates of COVID-19 effective reproduction numbers worldwide and explains their evolution for selected European countries since the start of the pandemic, taking account of changes in voluntary and government-mandated social distancing, incentives to comply, vaccination and...

In today’s technology-driven world-economy, banking-services have been modernized where customers compete for comparative time-saving-options. Bangladesh, a developing country, is no exception. Besides traditional banking, Agent-banking, bKash, Western-Union etc. serve new-way...

In international comparative studies on academic achievement, the distinction between private government-dependent schools and private-independent schools has been proven particularly important for understanding the differences in the effectiveness of the private and public school sectors....

Two econometric issues arise in the estimation of complete systems of producer or consumer demands when many non-negativity constraints are binding for a large share of observations, as frequently occurs with micro-level data. The first is computational. The econometric model is essentially an...

This article makes a bridge between the theory of optimal auditing and the scoring methodology in an asymmetric information setting. Our application is meant for insurance claims fraud, but it can be applied to many other activities that use the scoring approach. Fraud signals are classified...

This paper introduces econometric modelling with discrete (categorical) dependent variables. Such models, commonly referred to as qualitative response (QR) models, have become a standard tool of microeconometric analysis. Microeconometric research represents empirical analysis of microdata, i.e....

McCormick and Tollison's (1984) analysis of the ACC Basketball Tournament offers strong evidence in favor of the deterrence model of crime. They find that a 50 percent increase in the number of referees lead to a 34 percent decrease in the number of fouls called. We collect two new sets of ACC...