Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …

down payments, the life-cycle profile of homeownership, and the mortgage default rate. In addition, we show that the …

The purposes of the study were to create a profile of the mortgage default clientele and to examine how clientele were …

In this paper we examine the relationship between homeowners' bankruptcy decisions and their mortgage default decisions …

From 2007 to 2009 U.S. house prices plunged and mortgage defaults surged. While ostensibly consistent with widespread … “ruthless default,” analysis of detailed mortgage and house price data indicates that borrowers do not walk away until they are …