subprime mortgage expansion. We combine loan-level data on the performance of non-prime securitized mortgages with individual … disparate treatment from race and ethnicity on rate-setting behavior across the most popular subprime mortgage products. In …

willingness of originators to initiate loans. Since the supply of loanable funds is larger, mortgage rates are lower than would …

resolution of the mortgage arrears crisis in Ireland. Using a large and close to exhaustive panel data set of Irish mortgages … legacy effects of the crisis in explaining recent entry to arrears, the role of mortgage modification in the reduction in … Irish mortgage market. …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …

We provide new evidence that credit supply shifts contributed to the U.S. subprime mortgage boom and bust. We collect … original data on both government and private mortgage insurance premiums from 1999-2016, and document that prior to 2008 …

Policymakers have expressed concern that some mortgage holders do not understand or correctly choose their mortgage … products, especially alternative mortgage products (AMPs) with back-loaded payments. Using a specially design question module … standard repayment mortgage. We show poor financial literacy and present bias raise the likelihood of choosing an AMP …

Today, roughly 60 percent of home loans are done through mortgage brokers, who negotiate their fees one-on-one with …

Nowadays Italian borrowers can choose among a variety of mortgage contracts. Using a special Bank of Italy survey on … effect among banks in providing differentiated mortgage contracts …