We examine the gender legacy of past institutions by comparing Italian municipalities located in a narrow band across …

Based on signaling and gender discrimination theory, we examine whether chief financial officer (CFO) gender matters to … to obtain credit loans than male-CFO-led firms; (2) female-CFO-led borrowers are more likely to be required to provide … credit discrimination. Further analysis reveals that regional financial development helps to alleviate lending discrimination …

In this paper we study the relevance of the gender of the contracting parties involved in lending. We show that female … entrepreneurs face tighter access to credit, even though they do not pay higher interest rates. The effect is independent of the … information available about the borrower and holds if we control for unobservable individual effects. The gender of the loan …

period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period …, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The … results suggest that co-financing leads the originally gender-neutral MFI to import disparate treatment from mainstream banks …

data from the Credit Register at the Bank of Italy for the period 2007-2009, we find that women-owned firms faced a more …During the financial crisis banks faced liquidity shocks, and lending slowed down. The reduction in credit availability … needs; on the other hand, the tightening of credit supply was the result of banks' greater risk-aversion, difficulties in …