Cross-border bank positions in Asia and the Pacific remain highly concentrated to few counterparties, exposing the … financial stability. To this end, we construct cross-border bank concentration measures for 47 economies in Asia and the Pacific …, are significantly associated with lower cross-border bank concentration. Moreover, elevated cross-border bank …

reduction in their loans through the ensuing bust. In the aggregate, bank concentration has an impact on the overall credit …. As a result, higher bank concentration is associated with less severe boom and bust cycle in house prices …

Sectoral loan concentration is an important factor in bank performance. We develop a measure of sectoral loan … concentration and study how community bank performance and the size-performance relationship vary with loan concentration and … significantly associated with risk of bank failure or acquisition. Results for changes in concentration appear to be driven by the …

relates to bank specific factors mainly cost-to-income ratio (COIR) and prices for bank lending and deposit products. In … general, we find that of the bank-specific factors NIM, COIR and prices for loans and deposits to be significantly related to … credit demand as having a positive and significant influence on bank credit risk …

This paper investigates two aspects of the demand side determinants of bank lending for a sample of Australian SMEs …. Using data from the Growing Australian Business Survey we document the results on why a sample of Australian SMEs seek bank … finance and bank credit rationing of loan applications. SMEs with growth intentions, business plans, larger firms and those in …

theoretical model of information production, regulation and bank competition and test its predictions using the Community …-adjusted bank competition, due to weaker bank incentives for information production. In order to improve credit allocation across …

that bank loans and overdrafts are the most widespread debt financing methods for SMEs, but that alternative sources like … the tool-set for SME finance, also against the background of market weaknesses for SME lending. It explains the mechanics … and logic of SME leasing and provides latest available market information. Furthermore, the paper explains in the form of …

This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …