This report presents the findings of a windshield survey of a sample of 3,511 residential properties located on blocks severely affected by Hurricanes Katrina and Rita. Overall, there were 312,463 such properties. As of when these data were gathered early in 2010, the report estimates that 74.6...

Rising COVID-19 case counts in early 2020 led to changes in the data collection procedures used for the Current Population Survey/Housing Vacancy Survey (CPS/HVS), an important source of information about vacancy rates and the homeownership rate in the United States. This report examines the...

This study adds to an emerging literature on the lending practices of mortgage brokers during the run-up in home prices prior to 2006. Following a sample of low- and moderate-income borrowers through the first years following home purchase, the analysis identifies differences in the refinancing...

The Community Development Block Grant (CDBG) program has played an important role in the federal government's response to natural disasters, providing a tool for delivering disaster recovery assistance to affected states and localities. This article provides an overview of the CDBG program's...

Bankers have long sought better ways to reach the unbanked. Now an experiment with soap opera shows that engaging viewers’ emotions first is critical to disseminating financial messages.