save relatively more in stocks and bonds, and less in bank deposits. We propose that a higher income share of top earners … therefore channels funds to large firms, but tightens financing conditions for small, bank-dependent firms. In turn, small firms … to large firms. Very small firms and those in bank-dependent industries are most affected. Experiments in a quantitative …

This study sheds light on small and medium-sized enterprise (SME) financing and its performance in Thailand. It … elaborates on the key sources of finance existing for Thai manufacturing SMEs and their importance for SME performance as … enhancing SME access to external finance. Our results confirm that retained earnings are crucial to increase SME technical …

We investigate how communication within banks affects small-business lending. Using travel time between a bank … evaluate the impact of within bank communication costs on small-business loans. We find that reducing headquarters …

relationship. This study also provides intuitions for bank policymakers to design policies to retain SME customers and attract new … relationships with SMEs. Originality/value The study attempts to provide evidence on the SME-Bank relationship focusing on the … classify SMEs' decision factors for bank selection. A survey questionnaire was distributed to 200 SMEs, randomly selected from …

in France whose rates are set by the government. Using administrative credit-registry and regulatory bank data, we find …

Bank loans are the main sources of financing the Small and Medium-Sized Enterprises (SME) sector of the Thai economy …. This sector contributes to about 37% GDP and employs about 80% of the labor force. Recent data indicate a decline in bank … lending; this necessitates the efficient use of available funds and strategies to diversify SME financing. Using data from …

the euro area. Using firm‐level survey data on SME financing conditions, we show that an increase in securitization … issuance reduces the probability of SMEs facing credit constraints and decreases the costs of bank financing for nonconstrained …

uses time-series MSME data collected from 25 developing member countries of the Asian Development Bank (ADB) through the …