By comparing uncollateralized business loans made by a big tech lending program with conventional bank loans, we find … far before maturity and borrow more frequently. These patterns remain for borrowers with access to bank credit. Our …

China based on bank branch-level financial data and detailed loan-level data from 2008 to 2015. We find that the expansion …This study examines the effects of the expansion of small and medium-sized bank branches on large state-owned banks in … bank risk-taking. Large state-owned banks, used to lack competition, expanded their total lending scale to achieve more …

constraints, drawn from a recent survey on SMEs in China. Our findings are twofold. On one hand, bank relationship spending … medium-sized enterprises (SMEs) in China. Our research contributes to the literature in several ways. First, we examine both … the financial costs and loan benefits associated with SME relationship banking, extending the scope of existing literature …

The purpose of this study is to examine the relationship between bank profitability, bank stability, and loan growth … bank profitability, bank stability and loan growth. The findings show a two-]way relationship between these variables. More … specifically, bank profitability and stability are positively related. Bank stability and loan growth are inversely connected …