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property plummeted, yet homeowners remain obligated to pay their bubble era mortgage amounts. This has created a situation …
Persistent link: https://www.econbiz.de/10013084047
-to-day activities of mortgage brokers and their relationship with consumers. This article identifies the three regulatory and … legislative failures related to mortgage lending, and then examines these failures through the economic concepts of asymmetrical … information and game theory. Specifically, how the regulatory failures resulted in mortgage brokers and lenders that were not …
Persistent link: https://www.econbiz.de/10014199708
We investigate whether homeowners respond strategically to news of mortgage modification programs by defaulting on …-to-value ratios. These results suggest that strategic behavior of borrowers should be an important consideration in designing mortgage …
Persistent link: https://www.econbiz.de/10013037999
In August of 2012, the Department of Treasury redirected the profits of Fannie Mae and Freddie Mac away from common shareholders and into the Treasury. Those shareholders have filed multiple lawsuits challenging this action. The complaints allege, among other claims, that the decision to wipe...
Persistent link: https://www.econbiz.de/10013033966
Persistent link: https://www.econbiz.de/10013149892
Studying ~200,000 evictions filed against ~300,000 Philadelphians from 2005 through 2021, we focus on the role of transit to court in preventing tenants from asserting their rights. Over the time period, nearly 40% of all tenants were forced to leave their residences because they didn't show up...
Persistent link: https://www.econbiz.de/10013405847
I believe the Legal Services Corporation is remiss in not encouraging its grantees to focus their attention on assisting low-income, community nonprofits with their legal needs. The Legal Services Corporation (LSC) is one of the largest grantors to legal aid organizations in the country. In...
Persistent link: https://www.econbiz.de/10012853884
The combination of political and climate crises in early 2017 create the conditions for the ultimate perfect storm. The dramatic collapse of polar ice-sheets, coupled with climatic and weather conditions increasingly hostile to human life and livelihoods, appear to demand an immediate...
Persistent link: https://www.econbiz.de/10012945363
Based on governance-related criteria, this article provides an empirical jurimetric verification of how, where, when and why alternative dispute resolution (ADR) mechanisms provide efficiency-enhancing channels to redress grievances in less developed countries. Based on data collected in 16...
Persistent link: https://www.econbiz.de/10014054010
English Abstract: Benedikt Walesch analyses the provisional measures under the UPC Rules of Procedure (RoP) and compares them with preliminary injunctions in German patent litigation.He examines the requirements for provisional measures. In doing so, he discusses how the procedure can be...
Persistent link: https://www.econbiz.de/10014346735