We examine household saving in the context of a prescriptive model. Using Survey of Consumer Finances data sets in the …

their choice has an externality on third parties. One typical application is a household. We run an experiment in the German … household member, but shy away from exposing others to risk. We model the situation, and we find four distinct types of …

their choice has an externality on third parties. One typical application is a household. We run an experiment in the German … household member, but shy away from exposing others to risk. We model the situation, and we find four distinct types of …

We analyze whether the frequent use of credit lines is rational or influenced by behavioral traits of households. We … consider the special case of Germany where credit lines on current accounts are available to 80% of the population. We document … that the excessive usage of costly credit lines is more likely for people who give intuitive but incorrect answers in the …

structural information for the euro area on the incidence of household indebtedness and the debt service burden. It breaks down … status of a household. The paper also examines the evolution of indebtedness and debt service burdens over time and compares …

. From 2009:Q3 to 2011:Q3, aggregate household debt declined by about $1.5 trillion in real terms, with mortgage debt falling … individual credit records to better understand why mortgage debt has declined. I decompose changes in aggregate mortgage debt … with less-than-excellent credit scores, suggesting tight credit supply has limited debt accumulation even among those who …

. From 2009:Q3 to 2011:Q3, aggregate household debt declined by about $1.5 trillion in real terms, with mortgage debt falling … individual credit records to better understand why mortgage debt has declined. I decompose changes in aggregate mortgage debt … with less-than-excellent credit scores, suggesting tight credit supply has limited debt accumulation even among those who …

household finances. Using a triple differences approach, we estimate the effect of natural disasters on credit card outcomes for … low income areas, we find few negative impacts on credit outcomes of most individuals living in areas hit by disasters … that qualify for individual and household aid. Though all types of individuals affected by disasters show some signs of …

Sound household financial conditions are relevant for both financial and monetary stability. Therefore, we analyse … household financial fragility in a sample of euro area countries with the aim to shed some light on the nature of the large debt … increase accumulated in recent years. We focus on household arrears on payment obligations, which are one of the most direct …