In the context of a collective household choice model, we show that the effects of improved credit access on search … intensity by the unemployed are heterogeneous across households and dependent on the within-household bargaining power of the … unemployed. We find empirical support for the predictions of our model using a household survey conducted by the authors in Cape …

This paper explores the importance of the household's financial position for an individual's level of well … household's monetary financial position on overall life satisfaction and financial well-being, with the latter being measured by … indicate that the household's level of net wealth, assets and debt are important determinants of overall life satisfaction and …

hold diversified portfolios of financial assets. The analysis is based on household survey data from the German …

Numerous behavioral factors have been identified as having an impact on household stockholding decisions. Given there … offspring gender does influence household stock market participation. Specifically, I find that having only female offspring can … significantly increase the probability of stockholding. Given stockholding can have large effects on household wealth levels and …

household asset portfolios using Wave 6 of the HILDA Survey. Household assets are categorised as home and other property … household portfolios have very low levels of asset diversification and that the factors analysed exert a major impact …. Importantly, the behaviour observed in household portfolios appears to bear little relation to the central predictions of classic …

the household, their education, occupation, the type of the family and residence. About 399 homogeneous groups were … of the household had a significant influence on the ranks given by the household while residence type had no influence on … the ranks given by the household …

assimilation into American culture, and more aggressive marketing of credit to Hispanic households …

household financial decision-making. Our study shows that cultural values can be brought from a generalized national level to … the individual level in order to improve our understanding of household financial decision making …

household contract choice: the attributes of the bank that makes the loan should play no role. If households rely on banks …-specific supply characteristics will play a role in the household's choice above any role they play through relative prices. Testing …