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Housing prices and household borrowing are expected to be tightly connected to each other. Better availability of … credit eases liquidity constraints of households, which is likely to lead to higher demand for housing. On the other hand …, housing prices may significantly influence household borrowing through various wealth effects. Employing time series …
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' decisions to invite customers are based on customers' credit rating and age and that lenders increase credit limits and charge … after the passage of the China Banking Regulatory Commission (CBRC) Act. We develop a model of revolving credit contract …
Persistent link: https://www.econbiz.de/10012838385
This research investigates changes in brand loyalty as households pass from one stage of the household life cycle to …
Persistent link: https://www.econbiz.de/10014182220
A unique Finnish household-level data from 1994 to 2009 allow us to measure how households' financial expectations are … related to the subsequent outcomes. We use the difference between the two to measure forecast errors and household optimism …
Persistent link: https://www.econbiz.de/10013104174
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of...
Persistent link: https://www.econbiz.de/10008658481
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models of...
Persistent link: https://www.econbiz.de/10013139657
We develop and test a simple model of limited attention in intertemporal choice. The model posits that individuals fully attend to consumption in all periods but fail to attend to some future lumpy expenditure opportunities. This asymmetry generates some predictions that overlap with models...
Persistent link: https://www.econbiz.de/10013141254