consumer credit behavior. Using a unique data set of consumer credit records and alerts indicating identity theft and the … exogenous timing of victimization, we show that the immediate effects of fraud on credit files are typically negative, small … credit characteristics, including improved Risk Scores. Consumers also exhibit caution with credit by having fewer open …

financial literacy are more involved in household financial decisions. In line with the literature, we further find that women …

Research has consistently shown that women's involvement in household decision making positively affects household … outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household …