This paper examines mortgage outcomes for a large, representative sample of individual home purchases and refinances … is important heterogeneity within minorities: black and Hispanics that live in areas with lower employment rates and that … shocks and raise concerns about homeownership as a mechanism for reducing racial disparities in wealth …

This paper examines mortgage outcomes for a large, representative sample of individual home purchases and refinances … is important heterogeneity within minorities: black and Hispanics that live in areas with lower employment rates and that … shocks and raise concerns about homeownership as a mechanism for reducing racial disparities in wealth …

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

homeownership particularly if they obtained the mortgage during subprime boom period from 2004 - 2006. Hispanics, on the other hand … deterioration of underwriting practices and a boom in mortgage lending did not benefit minorities and immigrant homeownership in the … homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent …