suggests that the current Basel III requirement on liquidity ratio can decrease bank's risking-taking behavior while not …Objective - This paper uses a sample of annual observations of European banks to examine whether the liquidity risk … affects a bank's risk-taking behavior and its future loan growth.Methodology – A sample of European banks (27 member countries …

liquidity hoarding. In the model, funds are channeled through several financial intermediaries (banks) until they are finally …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential …

This paper studies how global banks transmit liquidity shocks via their internal capital markets. The unexpected access … as our liquidity shock. Using microdata on all affiliates abroad, we test whether affiliates located outside the US … actively managed internal capital markets and the increased centralization of global banks' liquidity management at the …

reinforce each other to withdraw interbank lending. Banks' individually precautionary liquidity hoarding strategies are …-wide liquidity crunches, as if the interactions are centralized. Local insolvency shocks trigger the interbank run if the network is …

This paper uses a unique dataset where credit rejections experienced by euro area firms are matched with firm and bank … characteristics. This allows us to study simultaneously the role that bank and firm weakness had in the credit reduction observed in … strong determinants of credit rejections, in the crisis period bank weakness made it harder to obtain external finance for …

components of bank balance sheets and a decoupling of bank assets from deposits since the mid-1980s, marking a shift from credit … contraction in credit and to liquidity spirals. Subsequent measures by policymakers can be interpreted as attempts to avoid …We identify the origin of the contradicting perspectives on credit creation offered by Austrian, Mainstream and Post …

We show that loan origination time is key for bank lending standards, cycles, defaults and failures. We exploit the … credit register from Spain, with the time of a loan application and its granting. When VIX is lower (booms), banks shorten … loan origination time, especially to riskier firms. Bank incentives (capital and competition), capacity constraints, and …