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NABARD, non-farm sector, microfinance, and cooperative banking reform-considering the specific and topical nature of these …
Persistent link: https://www.econbiz.de/10011392095
How do borrowers respond to improvements in a lender's ability to punish defaulters? This paper reports the results of a randomized field experiment in rural Malawi that examines the impact of fingerprinting borrowers in a context where a unique identification system is absent. Fingerprinting...
Persistent link: https://www.econbiz.de/10011394732
Using two surveys from Bangladesh, this paper provides evidence on the effects of microfinance competition on village …: proponents claim that competition of microfinance institutions reduces both the moneylender interest rate and households … address selection on unobservables without imposing standard exclusion restrictions, this paper finds that microfinance …
Persistent link: https://www.econbiz.de/10011395895
In recent years, the application of credit scoring in urban microfinance institutions became popular, while rural … microfinance institutions, which mainly lend to agricultural clients, are hesitating to adopt credit scoring. The present study … aims to explore whether microfinance credit scoring models are suitable for agricultural clients, and if such models can be …
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Only relief achieves short-term poverty reduction, but is ineffective in the long run. Sustainable poverty reduction can only be attained through well-designed long-term development measures. For example, Indonesia is considered one of the most successful countries with regard to poverty...
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