innovative financial products to their customers. In this paper, we survey the issues related to innovation and competition in … competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to …

How can competition enhance bank soundness? Does competition improve soundness via the efficiency channel? Do banks … through which competition contributes to bank soundness. In a final examination of banks' heterogeneous responses to … heterogeneously respond to competition? To answer these questions, we exploit an innovative measure of competition [Boone, J., A New …

Switching costs are a leading cause of customer lock-in in banking, reducing the extent of competition and increasing … microdata. The estimates obtained here-using bank accounting information collected on a quarterly basis from 2009 to 2011 …. Additionally, there is some evidence that much of a bank's market share is due to its continued relationships with customers over …

In this paper, we study the development of mobile payments as an innovation in developed countries. In particular, we …

We analyze the role of bank mergers as determinants of the evolution of branch presence at the county level. Panel …- and post-crisis. The results indicate that bank mergers contributed to the increase of branches in the pre-crisis period …

We investigate the trade-off between financial stability and competition policy by focusing on the merger of ABN AMRO … and Fortis Bank NL in the Dutch retail banking market. The financial crisis delayed the completion of the merger giving … products using a random-coefficients logit model. On the supply side we assume Bertrand Nash competition in a multiproduct …