Our study leverages detailed résumé data of bank regulators to examine the impact of their early-career experiences … independent supervision of these regulators translates into a more prudential credit decision and a lower bank risk during the … banks supervised by regulators with crisis experiences are more resilient. Our findings suggest that these bank regulators …

Banking/financial crises have occurred in countries at all levels of income and in all parts of the world. These crises …

of the banking union. The Bank Recovery and Resolution Directive (BRRD) represents an important milestone in the … opposite principle of bail-in, which makes the bank recapitalized from the internal resources at the detriment of investors and …