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des Versicherers berücksichtigt. -- insurance demand ; optimal insurance pricing ; stochastically distributed risk …
Persistent link: https://www.econbiz.de/10009390564
A positive correlation between insurance coverage and ex post risk can be an indicator for private information in insurance markets. However, this test fails if agents have heterogeneous risk attitudes. We propose a new test that conditions on unobserved types of individuals who differ in their...
Persistent link: https://www.econbiz.de/10013130968
hospital-insurer bargaining over premiums and reimbursements, household demand for insurance, and individual demand for …
Persistent link: https://www.econbiz.de/10013076578
In this article, we analyze the demand factors that affected the UK insurance companies. The demand for financial … changes is shaping the demand for insurance products have been acknowledged by a variety of researchers. Second, savings … an increasing demand for risks to be covered. Thus, there is a shift from defined benefit, DB towards defined …
Persistent link: https://www.econbiz.de/10013232474
A positive correlation between insurance coverage and ex post risk can be an indicator for private information in insurance markets. However, this test fails if agents have heterogeneous risk attitudes. We propose a new test that conditions on unobserved types of individuals who differ in their...
Persistent link: https://www.econbiz.de/10012461920
unpredictable (and unobservable) fluctuations in demand for life insurance as well as changes in risk type (observable) over … individuals' lifetimes. The presence of demand type heterogeneity leads to the possibility that optimal GR contracts may have a … whose type turns out to be high risk but low demand renew more of their GR insurance than is efficient due to the attractive …
Persistent link: https://www.econbiz.de/10011864322
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We study the demand for actuarially fair Long Term Care (LTC hereafter) insurance in a setting where autonomous agents …
Persistent link: https://www.econbiz.de/10012156711
Persistent link: https://www.econbiz.de/10012215235