Showing 1 - 10 of 135,261
predominantly Muslim countries. Our findings have important implications regarding competition and bank stability in dual banking …
Persistent link: https://www.econbiz.de/10012986554
It is shown that a program of attracting the banking term deposits essentially depends on the term structure of new deposits. Solving the linear integral Volterra equations with difference kernel, it was received the explicit analytical solution for the program of attracting new deposits with an...
Persistent link: https://www.econbiz.de/10013015861
We show that maturity transformation does not expose banks to interest rate risk---it hedges it. The reason is the deposit franchise, which allows banks to pay deposit rates that are low and insensitive to market interest rates. Hedging the deposit franchise requires banks to earn income that is...
Persistent link: https://www.econbiz.de/10012854509
by bank financial indicators. We also test for whether the introduction of the bank deposit insurance scheme in 2005 …
Persistent link: https://www.econbiz.de/10014225336
Using administrative data on deposits and loans of every Norwegian with every Norwegian bank, we show that an existing … deposit account makes a household more likely to hold deposits at the same bank later despite better alternatives and more …
Persistent link: https://www.econbiz.de/10013492246
The role of deposit money banks (DMBs) as a critical component of the financial intermediary component of the financial systems for the benefit of their shareholders and the economy at large has become more pronounced in recent times. Banks help link both the surplus spending unit and the...
Persistent link: https://www.econbiz.de/10014466387
Using granular data of German banks for the 2003 to 2018 period, we analyse the determinants of bank rates on retail … deposits. We find that a bank's rate on sight deposits is especially low if the bank operates in rural districts, if it is not … exposed to strong competition and if it provides much service. Regarding the rates on term deposits, we find that the bank …
Persistent link: https://www.econbiz.de/10012697977
similar effect can be observed for other eurozone banks after the introduction of the European bank recovery and resolution …
Persistent link: https://www.econbiz.de/10012858630
In early 2009 the EU increased the minimum deposit insurance limit from €20,000 to €100,000 per bank account. Italy was …-in-diff analysis and compare the bank-size weighted average deposit interest rates of the Eurozone countries with the Italian ones. We … between 0.3 and 0.7 percentage points. The drop in deposit rates is confirmed by a diff-in-diff analysis run at bank level …
Persistent link: https://www.econbiz.de/10012898386
2009, the EU increased the minimum deposit insurance limit from e20, 000 to e100, 000 per bank account with the goal of …
Persistent link: https://www.econbiz.de/10012863022