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in market the turn appears need for new financial instruments as mortgage valuable issue papers (bonds). The proposed … Ðœodel of land - mortgage lending will be the main way to increase the investment attractiveness Republic of Kazakhstan. …
Persistent link: https://www.econbiz.de/10011316230
the Spanish bankruptcy system relative to that of an alternative insolvency institution, the mortgage system, and the …
Persistent link: https://www.econbiz.de/10012530403
alternative insolvency institution, namely the mortgage system, mean that firms and their creditors mainly deal with credit … provision and eventual insolvency through the latter. However, in order to use the mortgage system, some firms must overinvest … in capital assets (real estate, equipment) since those are the assets that can be pledged as mortgage collateral. This …
Persistent link: https://www.econbiz.de/10012530410
than the main alternative procedure, the mortgage foreclosure ; (ii) personal bankruptcy law is unattractive to the …
Persistent link: https://www.econbiz.de/10012530424
Policymakers have expressed concern that some mortgage holders do not understand or correctly choose their mortgage … products, especially alternative mortgage products (AMPs) with back-loaded payments. Using a specially design question module … standard repayment mortgage. We show poor financial literacy and present bias raise the likelihood of choosing an AMP …
Persistent link: https://www.econbiz.de/10011444310
After the short temporary popularity of foreign currency denominated (FXD) loans, during the Great Financial and Economic Recession (2007- 2013), the burden of these loans has become unaffordable for a lot of borrowers in East Central Europe. We have designed a family of simple models to compare...
Persistent link: https://www.econbiz.de/10011444412
Buying a house changes a household's balance sheet by simultaneously reducing liquidity and introducing mortgage …, a new mortgage acquisition has a robust and statistically significant positive effect on credit card utilization - the … acquisition of a new mortgage, consistent with larger down payments leaving households more constrained. …
Persistent link: https://www.econbiz.de/10012388944
We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …
Persistent link: https://www.econbiz.de/10012389243
) quantitative easing (QE) announcements on the mortgage market during the zero lower bound (ZLB) period. A total of 35 QE …-year mortgage rate, the 30-year Treasury rate and the spread between them. Announcements suggesting the start of a new … round of QE reduced the mortgage rate tremendously, while the effects of further news diminished. Announcements of an …
Persistent link: https://www.econbiz.de/10013200187
Housing research is one of the hot topics in many countries. This paper provides a quick review of the housing economics research in the US, Sweden, Latvia, China, Corsica, and Italy published in this special issue. Bao and Shah studied the effects of home-sharing platforms in general and the...
Persistent link: https://www.econbiz.de/10013201424