We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …

1999 to 2007. It looks at mortgage indebtedness, various characteristics of loans for house purchase, the funding of such …

) quantitative easing (QE) announcements on the mortgage market during the zero lower bound (ZLB) period. A total of 35 QE …-year mortgage rate, the 30-year Treasury rate and the spread between them. Announcements suggesting the start of a new … round of QE reduced the mortgage rate tremendously, while the effects of further news diminished. Announcements of an …

We study the evolution of US mortgage credit supply during the COVID-19 pandemic. Although the mortgage market …

separately considers mortgage and non-mortgage securitization, conducts a discrete analysis of regulatory changes in … econometric analysis. Finding: The author has demonstrated that there is a strong inverse relationship between the mortgage … lending volume and the interest rate, and has built a linear function of the estimated mortgage lending volume. The excess in …

mortgage contract designs that more directly pass through interest rate declines to borrowers can reduce racial mortgage …

An explanation of the Great Depression based on mortgage debt via the banking channel has been downplayed due to the … conservatism of mortgage contracts at the time. Indeed, maturities were particularly short compared to today's average terms … a newly-compiled dataset from 1934, this paper uncovers the darker side of 1920s U.S. mortgage lending: the so …

We study how intermediaries-mortgage servicers-shaped the implementation of mortgage forbearance during the COVID-19 … increased mortgage nonpayment but also reduced delinquencies outside of forbearance. Part of the liquidity from forbearance was …

mortgage equity withdrawal (MEW) loan products were denied. Black and Hispanic homeowners' applications were denied at even … with purchase and rate/term refinance mortgage applications. Controlling for loan and borrower characteristics commonly …