An important question in banking is how strict supervision affects bank lending and in turn local business activity … supervision, bank lending and business activity. We first show that the OTS replacement indeed resulted in stricter supervision of … overcome frictions in bank management, leading to more lending and a reallocation of loans. Consistent with the latter, we find …

previous research on the role of central banks as lenders of last resort in crises and on the real effects of bank lending and … regulation. In part, this is due to their neglect of important regulatory choices, which policy-makers are therefore left to take …

We model dynamic bank capital structure under three optimally-designed regulatory regimes dealing with potential …

This paper examines capital adequacy regulation in Germany. After a short overview about financial regulation in … Germany in general, the paper focuses on the most important development in the area of capital adequacy regulation from the … models for financial regulation is problematic. Finally, some suggestions of how the problems could be addressed are given. …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …

monitoring performance bond price levels over a 104-month period. Key bank ratios in the areas of liquidity, profitability … system. Through a regression analysis, effects of these bank indicators demonstrate that, while not all are useful for …

This paper examines capital adequacy regulation in Germany. The first part reviews capital adequacy regulation from the …