authorized UK banks and building societies at the consolidated (group) and standalone (bank) level. As a result, it permits both …

worldwide and impose considerable challenges for regulators tasked to solve the arising trade-off between sound regulation and … German financial market. Thereby, we contribute to the literature as we evolve an effective regulation within the new setting …

Regulation is often funded with fees paid by regulated firms, potentially creating incentive problems. We use this … that pay higher fees may face more lenient regulation, when leniency increases regulatory budgets in the short term. Our … identification approach uses multiple kinks in fee schedules of federal bank regulators as a source of exogenous variation. Using a …

Beginning June 2015, several U.S. Bank Holding Companies (BHCs) have been newly classified as small banks by regulators …, thus benefiting from a friendlier regulatory environment. We exploit this decrease in regulation in a difference …-in-differences setting to show that less regulation on small BHCs boosts small business lending of the affiliated commercial banks without …

Hub-and-spoke regulation, where a central regulator with legal power over firms delegates monitoring to local … closure of a US bank regulator's field offices, the banks they previously supervised distribute cash, increase leverage, and … findings suggest that field level interaction is an important part of regulation, and that distancing supervisors from banks to …

Foreign bank lending has stopped growing since the global financial crisis. Changes in banks' business models, balance … literature however suggests an opposite effect related to regulation, with tighter regulations encouraging foreign lending …

I study the association between bank financial reporting opacity, measured by delayed expected loan loss recognition …, and the intervention decisions made by bank regulators. Examining U.S. commercial banks during the 2007-2009 financial … the extant literature on bank opacity, regulatory forbearance, and the consequences of loan loss provisioning by …

We study the efficiency of banking regulation under financial integration. Banks freely choose the jurisdiction where …