the text, purpose, and structure of the National Bank Act and other core federal banking statutes. Conferring banking … and close destructive loopholes in banking law by: ¶ ending the ILC exemption to the Bank Holding Company; and ¶ removing …

The issue of bank dividend regulation has become highly controversial as the stress induced on bank capital during the … 2008 financial crisis and the covid pandemic created a demand for enhanced regulation and restrictions on bank dividend … stockholders and depositors, and to preserve the long-term solvency of the bank. Overall our study results show that despite an …

expectations for NPLs are found to be effective in reducing banks' NPLs. The phase-in of the policies can temporarily reduce bank …

with accounting treatments. A simple model shows that a bank's incentive to take on risks for which potential future losses … can be managed is countercyclical, especially if a bank is capital constrained or used to have a wider NIM in the past …, subject to the size-dependent enhancement of regulatory restraints after the crisis. The analysis thus places bank holding …

regulation proposals in the Basel III framework with respect to this literature. A number of shortcomings in the current …

of the regulation and remedies based on the level of systemic risk of the troubled entity. The paper differentiates … between the types of actions available and analyses in detail the instruments and their application. While the regulation is … institutions and instruments to tackle bank distress. Its most notable feature is the proportionality of measures and the …

An important question in banking is how strict supervision affects bank lending and in turn local business activity … supervision, bank lending and business activity. We first show that the OTS replacement indeed resulted in stricter supervision of … overcome frictions in bank management, leading to more lending and a reallocation of loans. Consistent with the latter, we find …