The paper poses the question what are the human resource management policies of cooperative banks in India and is cooperative banks practices still relevant today? Why should policy makers / regulators pursue it in development strategies? In what way are cooperative banks different in terms of...

Theoretically, Social Development is a qualitative change and restructuring of a country's economy in connection with economical and social progress. The main indicator of social advancement is an increasing per capita income reflecting an increase in the economic productivity, average material...

The Indian economy has experienced rapid economic growth since the mid 1990s. Due to the government's deregulation policy, the country has been more exposed to the global economy. This is the result not only of foreign direct investment that has poured into the country but also the...

In modern period, the arrangement of the Government alone being accountable to provide public facilities and goods to the citizens has been appraised and a new rapport has developed between Governments and private parties for the provisions of assets and the delivery of services to the masses....

A cooperative is the only form of enterprise in which wealth depends less on capital and more on the men and women who are committed to join it. A noticeable feature of urban banking sector is its financial independence. This is the only sector in the cooperative movement which depends on its...

Urban Cooperative Banks (UCBs) are among the major players in India's financial and economic system: Rs.100 thousand crores of deposits, Rs.67 thousand crores of credit, 1714 banks and a 10% share of the deposits market in India as on 31st March 2004. UCBs have the advantage that they are...

India has the second largest number of financially excluded people in the world. Both the Government and the Reserve Bank have taken initiatives continuously to address the issue of inclusive growth. The entire argument on financial inclusion is whether the financially excluded community can be...

It is a common belief that in India, cooperative banks are not functioning well and will not be able to face competition from their counterparts. To confirm this statement, due to mismanagement in some of the urban cooperative banks in the states of Maharashtra, Gujarat and Andhra Pradesh, the...

Customer Relationship Management (CRM) is the establishment, development, maintenance and optimization of long-term mutually valuable relationships between consumers and the organizations. Effective CRM implementation requires coordination of channels, technologies, customer and employees. At...