Bank, firms, and the clearinghouse. While banks and depositors are bounded-rational agents with adaptive strategies, the … fundamental role in banks' liquidity management; (3) banks avoid borrowing resources from the Central Bank; (4) when the monetary … insights regarding the relationship between monetary policy stances and bank risk-taking, opening an avenue to investigate the …

We analyse the bank lending activity after the financial crisis and focus on bank-specific supply factors. Using a rich … low interest rates and quantitative easing. We use the bank asset quality as instruments to capture exogenous changes in …

We investigate how funding liquidity affects the bank lending using a large sample of US bank holding companies. We …

We exploit a nation-wide introduction of mandatory disclosure of borrowers' total credit exposures and show that … sharing such information increases credit access independent of borrowers' history. Differentiating between borrowers applying … history, we find an overall increase in credit access measured by both loan application acceptance and credit amount. While …

findings, based on simulated data that reproduce a bank's mean PD and LGD values. The findings do show that the Pareto …

bank funding costs. We show that credit supply is dampened by the associated debt-overhang cost to bank shareholders. Until …Corporate credit lines are drawn more heavily when funding markets are more stressed. This covariance elevates expected … 2022, this impact was reduced by linking the interest paid on lines to credit-sensitive reference rates such as LIBOR. We …

bank funding costs. We show that credit supply is dampened by the associated debtoverhang cost to bank shareholders. Until …Corporate credit lines are drawn more heavily when funding markets are more stressed. This covariance elevates expected … 2022, this impact was reduced by linking the interest paid on lines to credit-sensitive reference rates such as LIBOR. We …