What should be the minimum value of data security or privacy to a customer? We reason that at a minimum this value should be equal to the premium charged by an insurer for cyber insurance that compensates the customer for the claims resulting from the data security and privacy breaches. We...

In our increasingly networked world, information relating to an individual is of interest for its commercial value and for its potential to help promote a safe electronic realm, among other things. In the area of commerce, there are markets demanding the collection of personal data, and at the...

To avert the impending global Cyber-Finance Insurance Crisis based upon large-scale commercial reliance upon quantitative models with inherent model risks, tail risks, and systemic risks in current form, this post-doctoral thesis makes the following key contributions: Develops the first known...

Chapter 1. Data Sovereignty -- Chapter 2. Digital Governance -- Chapter 3. Conflicts of Law -- Chapter 4. Technical Complexities -- Chapter 5. Comparative Legal Strategies -- Chapter 6. Emerging Topics in Data Sovereignty and Digital Governance.

Background IoT and smart devices have become extremely popular in the last few years. With their capabilities to collect data, it is reasonable to have concerns about the protection of users' personal information and privacy in general. Objectives Comparing existing regulations on data...