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This paper considers the possibility of mission drift in microfinance; a situation where Microfinance Institutions … examines whether microfinance institutions in Uganda follow a developmental objective by expanding their access to poorer …
Persistent link: https://www.econbiz.de/10011801388
for urban households and are more important for microfinance institutions, than for traditional banks. …
Persistent link: https://www.econbiz.de/10010308744
The paper adds to the debate on how far microfinance can contribute to poverty reduction and development. The recent … controversial discussion about microfinance as a development instrument is taken as a starting point. The paper starts with the … hypothesis that the prevalent notions and assumptions about the users of microfinance are behind the controversies. Hence, after …
Persistent link: https://www.econbiz.de/10010309133
The purpose of this study is to evaluate the performance of microfinance institutions in The MENA region over the … microfinance institutions. …
Persistent link: https://www.econbiz.de/10010311607
We worked with two microlenders to test impacts of randomly assigned reminders for loan repayments in the text messaging capital of the world. We do not find strong evidence that loss versus gain framing or messaging timing matter. Messages only robustly improve repayment when they include the...
Persistent link: https://www.econbiz.de/10010286939
Improving productivity among microenterprises is important, especially in low-income countries where market imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises. Using a field experiment involving agricultural...
Persistent link: https://www.econbiz.de/10012141151
We suggest an explanation for the existence of “mission drift”, the tendency for Microfinance Institutions (MFIs) to …
Persistent link: https://www.econbiz.de/10012493039
construction work through non-mortgage microloans. In Mexico, these housing microfinance schemes have recently been incorporated … investment in microfinance. I reflect on these processes in this article by bringing critical accounts of financial inclusion in …
Persistent link: https://www.econbiz.de/10012509540
Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...
Persistent link: https://www.econbiz.de/10012534408
This study tests the assertion that membership growth in credit unions is constrained by their unique structural features, such as their non-profit mission and member-based ownership. Although these features enhance inclusiveness, existing theory suggest that they work against efficiency when...
Persistent link: https://www.econbiz.de/10009429048