In this paper, we analyze the role bank capital played in systemic banking crises and in lending expansion and … narrative identification of banking crises in Spain. Afterwards, we run a proper econometric test to analyze bank capital levels … levels of capital reduce the probability of a crisis and that increasing the bank capital before loan expansions reduces …

Business cycles imply liquidity risks for banks. This paper explores how these risks influence bank lending over the … cycle. With forward-looking banks, lending cycles, credit booms and busts, or suppressed and highly fragile bank systems can … unpleasant effects on bank lending. Imposing countercyclical capital adequacy ratio may amplify procyclicality or result in …

This paper aims to examine the underlying causes of the sharp reduction in bank lending, which in turn is highlighting … introduces the paper. Section 2 analyzes some drivers of the bank loans market in the current financial crisis. Section 3 … examines the increasing role of standardized bank lending practices that have enlarged the organizational and strategic …

Systemically Important Banks (G-SIBs) on bank lending behaviour. Using a difference-in-differences estimation strategy, we find no …

Basel framework for bank's capital adequacy has been criticized for its over reliance on external credit rating … bank from a more holistic point of view. Here, we attain all the above issues and provide a comprehensive framework … regarding bank's capital adequacy and liquidity requirements which is claimed to settle all the aforementioned issues and …

This paper identifies the main dimensions of capital regulation. We use survey data from 142 countries from the World … Bank's (2013) database covering various aspects of bank regulation. Using multiple explorative factor analysis, we identify …

quantity and the composition of bank lending. We find that credit supplied by banks that introduced the model-based approach …

, the equilibrium loan rate spread increases, which raises bank profitability and the market-to-book value of bank capital … model’s dynamic implications in a panel VAR estimation, which suggests that bank lending has even increased in the long …