We exploit the deregulation of interstate bank branching laws to test whether banking competition affects innovation …. We find robust evidence that banking competition reduces state-level innovation by public corporations headquartered … light on the real effects of banking competition and the determinants of innovation. …

on effects of local industry specialization and competition when investigating the quantity of firms' bank connections … overall competition are twofold with the former being positively related to the probability of using multi-bank relationships …With firms searching for secured external funding by engaging in multiple bank relationships on the one hand and banks …

How does competition affect innovation in the banking industry? We use the 1994 Riegle-Neal Interstate Banking and … Branching Efficiency Act as a major exogenous shock on U.S. banking industry competition and study its impact on innovation … measure of innovation unlocks the doors to investigations into the relation between competition and innovation in the banking …

Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis …. It has become clear that these profits were on shaky grounds and also that bank profits were not used to buttress banks …' capital bases. This paper analyses the effects of structure on profitability from 1994 to 2005. Bank-level panel data are used …

This paper investigates consumer demand, competition and welfare in the Turkish deposit and credit markets in 2002 … utility function of consumers who purchase deposit (loan) services from a bank. This method allows us to elaborate on demand …, competition and welfare in the same analysis. In the model, a market share equation is derived from the utility function and …

regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes …-Anwendungen vorhandene Bank- und Finanzdienstleistungen ergänzen, aber nicht ersetzen werden. Wir warnen jedoch vor bestehenden …

This paper provides new evidence on how access to finance impacts technological innovation and establishes the role of … labor practices in shaping the finance-innovation nexus. We exploit antebellum America, a unique setting where staggered … adoption of free banking laws across states encouraged bank entry, and regional divergence in the use of exploited workers …

We assess the effects on the welfare of corporate borrowers of the recent wave of bank consolidations in the United …

and the frequency with which banks restate financial statements. The results suggest that competition reduces bank opacity …Did regulatory reforms that lowered barriers to competition increase or decrease the quality of information that banks … disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation …

) deregulations, upon which, cross-border bank M&As, mainly among neighboring states, could enhance cross-fertilization by injecting … new blood and awakening the market for corporate control. Results show that cross-fertilization in bank performance …