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Internet banking is receiving great attention in the banking industry and the regulatory community. As with other areas … of e-commerce, discussions about Internet banking often proceed without reference to the actual state of market … developments. This paper describes the current state of Internet banking in the U.S. and discusses its implications for the banking …
Persistent link: https://www.econbiz.de/10013066811
Banking over the Internet has attracted increasing attention over the past several years from bankers and other … outlining the potential impact of Internet banking on cost savings, revenue growth, and increased customer convenience have also … generated considerable interest and speculation about the impact of the Internet on the banking industry. The public policy …
Persistent link: https://www.econbiz.de/10013066812
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We examine the impact of Fintech on banks. Digital innovations and technology based business models could provide new business opportunities for incumbents, by transforming how they create value and deliver products and services. Or they could disrupt the existing structure of the financial...
Persistent link: https://www.econbiz.de/10012930688
Our research examines the impact of dwindling community bank numbers on community investment and economic development. Initially, we confirm the vital role of community banks' small business lending in local development. Contrary to popular belief, we find that a decrease in community banks...
Persistent link: https://www.econbiz.de/10014544798
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Banking over the Internet is attracting a great deal of attention in the banking and regulatory communities, and …) banking over the Internet, and on the nature of the services offered. To address this deficiency, the Special Studies staff at … transactional Internet banking. We define “transactional” Internet banking as providing customers the ability to access their …
Persistent link: https://www.econbiz.de/10013066820