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This paper studies the diffusion and impact of a cost-saving technological innovation — Internet banking. Our theory … affects bank size distribution. Applying the theory to an empirical study of Internet banking diffusion among banks across 50 … findings allow us to disentangle the interrelationship between Internet banking adoption and change in average bank size, and …
Persistent link: https://www.econbiz.de/10013063309
This paper reviews what economists have learned about Internet banking. The paper begins by surveying evidence … regarding the fundamental motivations for banks to offer services via the Internet and for their customers to utilize the … services. It considers the experience of and future prospects for so-called “pure-play” Internet banks that conduct virtually …
Persistent link: https://www.econbiz.de/10013070447
This article evaluates the quality of Internet banking services in France, and shows quality differences that result … in order to better meet customer expectations. Cet article évalue la qualité des services d'Internet Banking en France …
Persistent link: https://www.econbiz.de/10013068633
high quality products and services. This paper demonstrates the QFD application to Internet banking services, which led us … between quality, quality management tools and Internet banking and discusses the complexity of a quality management system for …
Persistent link: https://www.econbiz.de/10013068635
In the context of the development of e-commerce on the Internet, a lot of electronic payment systems have been set up … in order to secure online payments. To understand the success of Internet payment systems it is necessary to analyze the … of electronic payment services and banks.Our results provide objective explanations of the success factors of Internet …
Persistent link: https://www.econbiz.de/10013068636
operation. This study uses the log data recorded for the mobile app system of Kakaobank, a leading internet bank used by more …
Persistent link: https://www.econbiz.de/10013214746
We exploit the staggered expansion of the internet broadband network to firms and bank branches locations in Peru …
Persistent link: https://www.econbiz.de/10014458607
This paper explains why large bank customers living in low or moderate income neighborhoods (LMI) pay more in fees for automated teller machine (ATM) use than those in other areas. To determine who pays more in ATM fees, I looked at customer checking account data at several large banks to...
Persistent link: https://www.econbiz.de/10012977001
The mobile and wireless market has been one of the fastest growing markets in the world and it is still growing at a rapid pace. Mobile devices are the most promising way to reach the masses and to create stickiness among current customers, due to their ability to provide services anytime,...
Persistent link: https://www.econbiz.de/10013026881
With transformative evolution involving crypto-assets, machine learning applications and data-driven finance models, complex regulatory and policy issues are emerging. Inadequate frameworks in FinTech markets create regulatory friction and regulatory fragmentation. These limitations continue to...
Persistent link: https://www.econbiz.de/10012642449