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We estimate the effect of internet penetration on retail bank margins in the euro area. Based on an adapted Baumol … [1982] type contestability model, we argue that the internet has reduced sunk costs and therefore increased contestability … countries. We utilise time series and cross-sectional variation in internet penetration. We find support for an increase in …
Persistent link: https://www.econbiz.de/10010298724
Banking and financial services have traditionally been a heavily regulated industry where technology alone has not been a sufficient factor to transform the operating architectures of the industry. The pervasive view in the financial industry has been that digitalization and its integrational...
Persistent link: https://www.econbiz.de/10012862556
. Banking industry has revolutionised the internet banking services with the help of technology. Internet banking has become one …, customer satisfaction towards Internet banking service has become an issue due to stiff competition among the banks in India …. Customer satisfaction is critically important for its impact on customer retention and firm profitability. Internet banking …
Persistent link: https://www.econbiz.de/10013033994
Digital revolution in India has brought paradigm shift in the banking system and financial transactions due to online payment. Payment gateways, e-commerce applications and other benefits boost smartphone users towards digital transactions. This study focuses on identifying factors important for...
Persistent link: https://www.econbiz.de/10012827980
Purpose: The purpose of this paper is to investigate the external factors that influence the profitability of a typical Greek systemic bank over the period 2001-2014. Design/Methodology/Approach: A conceptual framework incorporating two fundamental groups of constructs, namely, macroeconomic...
Persistent link: https://www.econbiz.de/10012952025
This paper seeks to examine the determinants of the performance of Latin American banks during the period 1995-2010. The sample of banks is representative of the Latin American region because it includes small and large economies with different levels of development in their financial markets...
Persistent link: https://www.econbiz.de/10013055169
Purpose: The purpose of this paper is to investigate the external factors that influence the profitability of a typical Greek systemic bank over the period 2001–2014. Design/Methodology/Approach: A conceptual framework incorporating two fundamental groups of constructs, namely, macroeconomic...
Persistent link: https://www.econbiz.de/10011649404
Internet banking has attracted the attention of banks, securities trading firms, brokerage houses, insurance companies …, it is obvious that electronic (Internet) banking and payments are likely to advance. Researches show that impact of … Internet banking on cost savings, revenue growth and increased customer satisfaction on Industry is tremendous and can be a …
Persistent link: https://www.econbiz.de/10013070337
Fintech is one of the fastest growing domain. With the shift of world to digital platforms due to covid, digital transactions have gained lot of importance and attention. Big scale transaction like for buys cars to smaller once like at vegetable vendors, online order placing and food,...
Persistent link: https://www.econbiz.de/10014362284
The FinTech market in Germany is a dynamic and growing field that is difficult to observe in its entirety. This report provides a hand-collected market overview of the FinTech market in Germany, as well as an application case in terms of volume estimates for the financing and asset management...
Persistent link: https://www.econbiz.de/10014518607