intensive interaction between banks and firms, often described as Hausbank relationships. Links between banks and firms include … what non-bank shareholders achieve. Proxy-voting rights apparently do not provide a significant means for banks to exert … management control. Most of the recent evidence regarding small firms suggests that a Hausbank relationship can indeed be …

Several papers find a positive association between a bank's equity stake in a borrowing firm and lending to that firm …

contained in the June bank Call Reports, we find that small commercial and industrial (C&I) loans add value to community banks …

It is well recognized that relationship banking helps to relieve the credit constraints faced by SMEs to access bank … social capital factors, and the styleof the bank-borrowerrelationship. Along with bank, firm, and market factors, trust …

officer activities are associated with bank production of soft information. We also find that loan officers at small banks …

This paper presents the results of an analysis of data on individual bank loans of non-financial corporations in the … single bank, whereas less creditworthy firms and firms in cyclical industries tend to borrow from more than one bank. The … shows that the level of credit risk at bank level decreases in line with the extent to which firms applying single …

We formulate and test hypotheses about the role of bank type – small versus large, single-market versus multimarket … Survey of Small Business Finance (SSBF), we conduct two sets of tests. First, we test for the type of bank serving as the … "main" relationship bank for small businesses with different firm and owner characteristics. Second, we test for the …

This paper analyses the role of collateral in loan contracting when companies are financed by multiple bank lenders and … relationship lending increases the likelihood that a bank invests in a risky workout of distressed borrowers. Both findings support …

The German financial market is often characterized as a bank-based system with strong bank-customer relationships. The … information that is directly related to actual credit decisions. In particular, we use bank-internal borrower rating data to … evaluate borrower quality, and the bank's own assessment of its housebank status to control for information …

In this paper we analyze the effect of bank capital on lending expansion and contraction for nearly 150 years in Spain …. We fi rst build up thoroughly a measure of bank leverage (i.e. the capital to assets ratio) for the Spanish banking … sector starting in year 1880. Then, we run a proper econometric test to analyze the impact that bank capital levels have on …