Doyran, Mine Aysen - In: The International Journal of Business and Finance Research 6 (2012) 1, pp. 35-50
mortgage lending related sectors. This paper examines the determinants of US Savings and Loan (S&L) profitability in the time … on bank earnings, the effects of interest rates can vary depending on the profit indicator used. By and large, there is … evidence that the quality of loan portfolio rather than size (economies of scale) affects profitability negatively. Our results …