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This paper investigates how banks with different organizational cultures (defined as either control-dominant, collaborate-dominant, compete-dominant, create-dominant) manage their loan loss provisions (LLPs) in response to intensified industry competition. For identification, we utilise the...
Persistent link: https://www.econbiz.de/10014244788
This study contributes to an understanding of the practice of social reporting in Italian bank foundations …. Specifically, the study examines the views of the preparers of social reports. In Italy, the development of social reports for non …?The research was conducted using a survey submitted to the preparers of social reports of all Italian bank foundations (BFs). The …
Persistent link: https://www.econbiz.de/10013130411
reference to Cooperative Credit Banks (BCC) in Italy, if the intensity of SD is actually representative of the social …
Persistent link: https://www.econbiz.de/10013071881
Persistent link: https://www.econbiz.de/10013121450
We investigate bank loans' specialness with a particular focus on the recent boom and bust cycle. We perform an … January 2000 and December 2009. We find a significant and negative reaction to bank loan announcements which is mostly driven … by loan provided during the crisis period. We also document significant changes in bank behavior over the boom and bust …
Persistent link: https://www.econbiz.de/10013105186
, lending directives and disguised taxation. Increases in interest rates caused sharp drops in securities prices. Hence bank …, deceived by negative real interest rates on bank deposits, moved towards financial instruments issued by non …
Persistent link: https://www.econbiz.de/10013107391
into foreign markets. The aim of this paper is to study whether bank support can help small businesses (SBs) exporting at … based on a specific designed survey. We provide an empirical analysis of the role of bank support in affecting the firms …' export decisions. Our results show that among the exporting SBs those using bank services to support their exports have a …
Persistent link: https://www.econbiz.de/10013065764
The paper examines the diffusion of information technology in the economics of Italian banks. The wide spread of information and communication technology is improving banking and financial services delivery to customers. Particularly, the paper adopts a knowledge management perspective to...
Persistent link: https://www.econbiz.de/10013112503
This paper aims to investigate the drivers of the emerging loan broker market in the lending business value chain. Transaction cost economics, the dominant paradigm for understanding make or buy decisions, represents the starting point of my research. Capabilities based view of banking firms and...
Persistent link: https://www.econbiz.de/10013112526