This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial … development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US … has higher debit card usage than India. The findings also show that higher debit card usage is correlated with higher …

conducted among the rural under-banked population of three distinct states in India. The findings of the study indicate that the …

with either a regulated bank or alternative financial institution (such as a microfinance institution). Around one billion …

information based services rather than financial services provided by the bank …

Financial Risk Tolerance (FRT) on adoption of mobile banking in India. The paper identifies the FRT levels of mobile banking … users of India and then studies the effect of different levels of FRT (high, moderate, low) of users on adoption of mobile …