This article discusses the often overlooked ramifications of strategic mortgage default and the widespread implications …

This study discusses the many factors and considerations that enter into the strategic mortgage default (SMD) decision …

Mortgages provided by Canadian banks impose prepayment charges of at least three months' interest if the mortgage is … paid off before it expires. That charge is imposed even if the bank profits from the mortgage being repaid early, as would … bargaining power between lenders and borrowers.The most common reason for prepaying a mortgage is that the property is being sold …

This paper will reintroduce, explore and expand on the financing arrangement known as a Participation Mortgage. First …, this paper will cover the features, history and policy purposes behind the mortgage. Second, the paper will focus on legal …

mortgage loan. The developments regarding foreign-currency mortgage loans, popular in Central and Eastern Europe in recent … years, illustrate how incorrect mortgage choices may have detrimental effects on borrowers and their families. Taking a … counseling of mortgage applicants in case they are offered risky types of mortgages. Drawing on the experience of an American …

borrower from attending a mortgage closing, a Power of Attorney (POA) empowers a third party to promise that the borrower will …

of mortgage loans without damage compensation to the creditor in the European Union. We show in a formal model that such … evidence that supports this argument, among others in a panel study on monthly mortgage interest rates of 23 EU Member States …

risks in mortgage lending and promotes positive market outcomes and system stability. The article first considers the main … implications of regulation for mortgage markets and players, practices and conduct. This section reviews mortgage lending practices …

The mortgage foreclosure crisis raises legal questions as important as its economic impact. Questions that were … straightforward and uncontroversial a generation ago today threaten the stability of a $13 trillion mortgage market: Who has standing … transferring those rights. Historically, mortgage title was established and transferred through the “public demonstration” regimes …