We explore Lithuanian credit register data and two bank closures to provide a novel estimate of firms' bank …

. Furthermore, if distortion is severe, a project that is worth lending cannot get the loan, and credit rationing occurs …

Does the Church Tower Principle, i.e. geographical proximity between borrowing firm and lending bank, matter in credit …

of Basel II on the efficiency of bank lending. We consider competitive credit markets where entrepreneurs may apply for …

This paper studies the effects of bank branches’ access to broadband internet on credit to non-financial firms. We rely … on granular microdata from the Italian Credit Register and quasi-experimental variation associated with the pre … fast internet increase loan supply, both at the extensive and intensive margin, and reduce interest rates. The credit …

This paper presents a spatial model to analyze the effects of the entry of Fintech lenders on credit market competition … lender will enter the market if its screening ability is sufficiently high or the credit market is not very competitive … borrowers' access to credit and worsen allocative efficiency. Fintech entry crowds out banks in the long run and may reduce …