Showing 51 - 60 of 190,062
We review the recent academic and policy literature on bank loan loss provisioning (LLP) to identify several advances … smoothing, methodological issues in the bank loan loss provisions literature and the dynamic loan loss provisioning experiment …
Persistent link: https://www.econbiz.de/10012964664
This study explores the panel data of 27 public sector banks, 21 private sector banks, 5 SBI & associates banks along with 49 foreign banks covering the period from 2000-2018. The main objective of this paper is to investigate the impact of macroeconomic variables on nonperforming loans by...
Persistent link: https://www.econbiz.de/10012838814
bank segregations are effective in cleaning up balance sheets and promoting bank lending only if they combine … purchases are funded privately; (ii) smaller shares of the originating bank's assets are segregated; and (iii) asset segregation … problem associated with the creation of a bad bank …
Persistent link: https://www.econbiz.de/10012841855
This paper offers novel evidence on the impact of raising bank capital requirements in the context of an emerging … market: Peru. Using quarterly bank-level data and exploiting the adoption of bank-specific capital buffers, we find that … higher capital requirements have a short-lived, negative impact on bank credit in Peru, although this effect becomes …
Persistent link: https://www.econbiz.de/10012907949
Previous research on procyclical bank capital regulation has largely focused on the role of increased loan losses and … deteriorated credit ratings in economic downturns. We focus on the role of bank loan commitments, which have been increasingly … popular from the 2000s, on the procyclicality of bank capital regulation. Using the bank-level data of U.S. commercial banks …
Persistent link: https://www.econbiz.de/10012940367
the NPL of systemic banks are positively associated with loan supply and bank profitability. On the other hand, the NPLs … of non-systemic banks is negatively associated with regulatory capital ratios, and is positively associated with bank …
Persistent link: https://www.econbiz.de/10012870125
conditions, credit default and bank capitalization for the transmission of macroeconomic shocks. We fit the model to euro area … empirical literature, i.e. the pro-cyclicality of bank profitability and the counter-cyclical response of firm default rates and …
Persistent link: https://www.econbiz.de/10012978077
outcomes of loan renegotiation. Analysing a bank reorganization in Greece in the mid-2010s, I find that firms that experience …This paper presents evidence that personal relationships between corporate borrowers and bank loan officers improve the …
Persistent link: https://www.econbiz.de/10012519342
overnight unsecured loans. Using proprietary bank-level data, we find that interbank rate uncertainty significantly raises … positions and greater access to central bank funding …
Persistent link: https://www.econbiz.de/10013315349
sector health. Based on granular bank-firm data pertaining to small and medium-sized enterprises (SME) from five stressed and …
Persistent link: https://www.econbiz.de/10011646515