The relationship between meeting the Capital Accumulation Ratio Guideline and retirement adequacy was investigated … prepared for retirement, with 46% of households both meeting the 25% ratio guideline and being prepared for retirement and 17 …% not meeting the guideline and not being adequately prepared for retirement. However, 37% of households did not have a …

This paper investigates individuals' investment behaviour in their retirement savings surrounding milestone birthday … to make investment changes. We utilise a large Australia retirement savings fund which provides the history of investment … ages. Age is expected to play a key role in influencing investment choices, primarily through the risk of the investment …

assets in a portfolio, can better hedge a retiree’s retirement-income needs as a portfolio volatility reduction tool …

theory suggests compensation by increased investment in other asset classes. Behavioral “mental accounting” suggests that … contribute to retirement savings, (b) invested less when they did contribute, and (c) favored investment in short …How do renters approaching retirement respond to their absence of housing equity? Traditional life cycle accumulation …

context, it looks at the shape and structure of the post-retirement liability as well as investment and insurance strategies …The objectives of retirement investing have not changed: to provide an expected quality of life in retirement. What has … decumulation now shifted to customers and their advisers, there is now a requirement to rethink retirement investing.This paper …