Bargaining and mortgage financing have been extensively studied in the literature. However, they have only been studied …

Canada's mortgage insurance risk needs a better backstop fund, according to a new report released today by the C ….D. Howe Institute. In “Mortgage Insurance as a Macroprudential Tool: Dealing with the Risk of a Housing Market Crash in Canada …,” authors Thorsten V. Koeppl and James MacGee suggest an era of steadily rising house prices and high mortgage debt warrants …

The mortgage market collapse which followed the burst of the housing bubble in 2007 led to unprecedented levels of … mortgage default, mortgage foreclosure, and housing vacancies. The dramatic increase in mortgage terminations prompted … issues as the underlying causes of the mortgage market collapse and the impact of declining house prices on mortgage default …

origination. In particular, the loan amount of a 30-year mortgage at a 95% LTV can be 15% greater than the collateral value of the … property, suggesting the mortgage is already deep "under water" at origination. These findings call into questions underwriting …

mortgage design interact with monetary policy? We answer these questions using a quantitative equilibrium life cycle model with … policy. Designs that raise mortgage payments in booms and lower them in recessions do better than designs with fixed mortgage … reductions over the life of the mortgage. Front-loading alleviates household liquidity constraints in states where they are most …

From 2000-2006 U.S. house prices and mortgage credit grew while the relative cost of mortgage credit fell …) shocks: an increased inow of global savings into the United States, and innovations in the securitization of mortgage credit …. I model the interaction of financially constrained commercial banks and mortgage securitizers, generating a novel …